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Financial Aid



Student loans, unlike grants and work-study, are borrowed money and must be repaid, with interest, just like car loans and mortgages. Loans are legal obligations, so before you take out a student loan, think about the amount you’ll have to repay over the years.

Loans are provided at low interest rates and are available to most students. You must complete the FAFSA (Free Application for Federal Student Aid) to determine which loans you qualify for. The loan programs were established and are regulated by the Federal government. Depending upon the specific loan program, repayment may begin while the student is still enrolled, or after the student leaves school or drops below half-time enrollment.


The following loans are available through Wayne State College:

     • Federal Stafford Loans (subsidized and unsubsidized)

            • Subsidized - You do not pay interest on the loan while you're in school or

               during any loan deferment period.

            • Unsubsidized - You are responsible for all interest that accrues on the

               loan from the time of disbursement through repayment.

     • Federal Perkins Loans

     • Federal PLUS Loans


Consult the Student Financial Services office for additional information about applying for loans.



How and When to Apply

The process for receiving financial aid at Wayne State College begins with the Free Application for Federal Student Aid (FAFSA). This form determines the amount and type of financial aid you are eligible for. You can file your FAFSA online at


To complete the FAFSA, you will need:

     • Parent tax return(s) and W-2s from the previous year

     • Student tax return and W-2s from the previous year

     • Current parent and student asset information

     • Wayne State College’s Title IV Code: 002566


When to Apply

To ensure the best opportunities for financial assistance, your FAFSA should be submitted by April 1.


You can still apply after that date, but may risk missing out on some funding possibilities.


For More Information

Consult the Student Financial Services office for additional information about applying for financial aid.



















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