Wayne State College

WSC Employment Benefits Summary

Wayne State College has an outstanding benefits package that begins the first day of the month after employment starts.

Health and Dental
Coverage through Blue Cross Blue Shield of Nebraska with two options: a Preferred Provider Plan (PPO) with a $650 deductible, or a High Deductible Health Plan (HDHP) with a $3600 deductible.

Preferred Provider (PPO) = $650 deductible, co-insurance 80/20, out of pocket maximum is $4,600. Co-pays are $35 for primary physician, $55 for specialty physician or urgent care, $85 for ER visits. This plan includes a prescription discount.

High Deductible Health Plan (HDHP) = $3,800 deductible, co-insurance 90/10, out of pocket maximum is $4,350. Health Reimbursement Account funded by WSC for out of pocket expenses.

Dental Plan includes two oral exams/cleanings each calendar year with no deductible. Any restorative or maintenance services cost a $25 deductible per year.

Coverage through Ameritas-VSP; $20 deductible for an annual exam; coverage includes specified maximums for lenses and frames and a discount on contacts.

Life Insurance
All full-time employees receive a term life plan with a death benefit of $30,000. Optional supplemental coverage is available.

Voluntary contributions are available for full time employees. Once employees meet the minimum age requirements, employees will contribute 6% of gross salary on a pre-tax basis and WSC contributes 8%. Employees are fully vested from the first date of contributions. Employees may contribute up to what law allows each year.

Paid Leave Programs|
Full time employees receive sick leave, vacation leave, 6 days of bereavement leave, and 13 paid holidays per year.

Additional Benefits Available
Long Term Disability, Flexible Spending Accounts (FSA), Tuition Waivers, Employee Assistance Program (EAP), and Wellness Programs.  Wayne State College is a non-profit organization and qualifies for Public Service Loan Forgiveness.

A full description of benefits is available on the NSCS website at https://www.nscs.edu/information-for/employees/benefits.